Dental Insurance Is Worth Every Penny – Here’s Why!

Now that the end of the year is approaching, it’s time for most people to renew their health insurance and dental insurance plans. If you’re going to be on a tight budget next year, you might be wondering whether it’s worth paying a monthly premium to have a few preventive dental services covered. Even though the answer truly depends on each person, it’s certainly worth paying for in most cases. To find out why, simply keep reading!

It Makes Dental Care More Affordable

A healthy smile requires more than just brushing and flossing. Visiting your dentist regularly for checkups and cleanings is critical for maintaining good oral health. Since preventive dentistry is so important, most dental insurance plans cover services like oral examinations, teeth cleanings, and routine X-rays at little or no cost to you. Dental insurance will also share the cost of many other procedures with you, significantly reducing your out-of-pocket expenses. Without a plan, you’d be responsible for paying the entire cost of your treatment.

You Save Plenty of Money in the Long Run

Don’t want to get dental insurance because you want to avoid paying the monthly premium? Although it may initially seem like you’re saving money, going without it can cost you much more in the long run. Dental insurance typically covers 100% of preventive dentistry services, meaning you don’t have to worry about any out-of-pocket expenses. And if you visit your dentist regularly for preventive checkups and cleanings, you can avoid needing much more complex and expensive treatments down the line. Those can be quite costly without insurance!

It Benefits Your Overall Health

Taking proper care of your teeth and gums can have a positive impact on your overall health. That’s mainly because certain oral health problems are associated with an increased risk of heart disease and other health conditions, like diabetes and high blood pressure. At your bi-annual visits, your dentist can spot concerning signs in the mouth that indicate health complications. With their help, you can get earlier, more affordable, and even life-saving treatment.  

You Get the Care You Need

Families with dental insurance are almost twice as likely to get preventive care as those without it. Additionally, people who develop serious oral health problems are more likely to skip necessary treatments if they don’t have insurance. That said, their untreated, often preventable oral disease can cost them a trip to their emergency room.

You’re More Likely to Avoid Future Dental Problems

Seeing your dentist every six months allows them to prevent, detect, and treat dental problems during the early stages. That way, you can avoid needing more expensive and complex procedures down the line like a crown, root canal, or extraction. In fact, each dollar spent on preventive services is estimated to save you $50 or more on costly treatments.

As you can see, dental insurance is a great way to keep you and your family’s oral health in tip-top shape. Not only can you save plenty of money, but you can ensure everyone keeps a beautiful, healthy smile!

About the Practice

At Fantastic Smiles, we offer comprehensive and individually tailored dental services that are guaranteed to meet all your family’s oral health needs. Our highly skilled team is passionate about helping patients of all ages achieve their absolute best smiles. If you have any questions about your dental insurance, we’re more than happy to answer them for you. Visit our website or call (478) 825-3000 to reach a member of our team.